Crypto DCA Calculator (Recurring Buys)
Enter the amount per purchase and the price at each purchase.
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Crypto DCA Calculator (Recurring Buys) by TheCalcTools
How the Crypto DCA Calculator (Recurring Buys) works
Dollar-cost averaging buys a fixed amount at regular intervals regardless of price. Each buy gets amount ÷ price coins, so the average cost is the harmonic mean of the prices, lower than their simple average.
DCA reduces the risk of investing everything at a peak, but it cannot turn a falling asset into a profit. Crypto prices are volatile; this is arithmetic, not investment advice.
The formula
Worked example
Using the default values shown in the calculator:
| Amount per purchase | $100 |
|---|---|
| Price at each purchase | 62000, 58000, 51000, 47000, 55000, 64000 |
| Current price | $70000 |
| Fee per purchase | 1 % |
- Six buys of 100 accumulate 0.010698 coins at an average cost of $56,084.70.
- At 70,000 that is worth $748.87, a return of 24.8%.
Result:
| Coins accumulated | 0.010698 |
|---|---|
| Average cost per coin (incl. fees) | $56,084.70 |
| Total spent | $600.00 |
| Value now | $748.87 |
| Profit or loss | $148.87 |
| Return | 24.8% |
Frequently asked questions
Is DCA better than investing a lump sum?
Historically a lump sum wins more often in rising markets, but DCA suits regular income and reduces regret if prices fall.
Sources and further reading
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This calculator gives estimates for information only. It is not financial advice, and your lender's or provider's figures will govern. Rates, fees and rules vary. See our disclaimer.