Mortgage Payment Estimator
Calculate your complete monthly mortgage payment including principal, interest, taxes, insurance, and PMI. Visualize payment breakdown over the loan term.
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Estimated Monthly Payment (P&I)
$1,773
Payment Analysis
Total Monthly Payment
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Click “Calculate” to see detailed breakdown
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Principal & Interest
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Base mortgage payment
Property Tax
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Escrowed monthly
Home Insurance
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Escrowed monthly
PMI
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Until 20% equity
Year 5
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Home Equity
Year 10
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Interest Paid
Total Cost
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Over loan term
Payment Breakdown
Principal
Interest
Taxes
Insurance
Disclaimer: This calculator provides estimates based on standard mortgage calculation formulas. Actual payments may vary based on lender terms, credit score, property location, and other factors. PMI (Private Mortgage Insurance) is typically required for down payments less than 20%. Property taxes and insurance are estimates based on annual amounts divided by 12. Consult with a mortgage professional for precise loan qualification and payment information.