Financial Clarity EMI Calculator
Visualize your loan repayment journey with our interactive amortization chart. See exactly how each payment breaks down between principal and interest.
$
%
Years
Payment Summary
Monthly EMI
$2,140
Fixed monthly payment
Total Interest
$135,200
Interest over loan tenure
Total Payment
$385,200
Principal + Interest
Loan Tenure
15 Years
180 months
Principal > Interest Milestone
At payment #98, principal repayment exceeds interest payment
Amortization Visualization
Principal Amount
Interest Amount
Disclaimer: This calculator provides approximate values for visualization and educational purposes. Actual loan terms may vary based on credit score, lender policies, and other factors. The milestone marker indicates when the principal portion of the EMI exceeds the interest portion. Consult with a financial advisor for precise loan planning.