Mortgage Points Calculator
See if paying points to lower your rate makes sense
Loan Amount ($)
Loan Term (Years)
Interest Rate (No Points %)
Interest Rate (With Points %)
Points Paid
Cost Per Point (%)
0 months
Cost of Points
$0
Monthly Payment (No Points)
$0
Monthly Payment (With Points)
$0
Monthly Savings
$0
Break-even shows how long you must keep the loan for points to pay off.